About Fiscal Wise
FISCAL WISE is a group of independent mortgage consultants assisting the general public of Malaysia to attain the best home loan; while being untied and unbiased to any financial or banking institution.
Behind WISE is a series of established relationships with banks, finance companies and other participants in the loan process brought together on a user-friendly platform to service your needs.
Having a clear and precise understanding of how each lender assesses the loan application means WISE is able to steer an application through to completion and often end up with loan terms that are not "off the shell".
For most of us, a mortgage or home loan is the single largest financial commitment we have, and one that dominates us for the next 15-30 years. A quick survey reveals that for most households, a mortgage repayment can account for up to 40% of monthly disposable household income. That’s why it’s important that households’ tailor make their home loans and choose a cheap and flexible housing loan.
The importance of choosing the “right” home loan for and this can mean saving thousands of ringgit. It also can show the difference between a swift loan approval and a difficult one or being able to afford a RM200,000 home loan or a RM300,000 one.
However, how do you choose from over 450 different loan packages offered by 26 Lenders in the country? The Company has spent over 4 years in research and development to bring you WISE Loan Search Wizard (see Mortgages).
WISE Loan Search Wizard is a unique loan search engine that collectively indexes more than 450 home loans in Malaysia, filters every single home loan available in the market and presents you with the Top 10. Not only does it provide you with the top loans that suit you, it also helps you in the application process.
What if you cannot find what you are looking for? WISE's Consultants are on stand-by to assist you in tailoring a loan. Our LiveConsult system is now available.
Thank you once again for taking an interest in WISE.