Archive for December, 2008
Malaysia Home Loan – Improving approval chances
Tuesday, December 30th, 2008
Malaysia home loans are easily acquired, provided that you service your debts in a timely fashion and in good will. This is what you call the debt service ratio (DSR). Your DSR is an estimated ratio of debt payments to disposable personal income, which also represents your ability to handle your current debt(s) accordingly. Debt payments consist of estimated required payments on outstanding mortgage and consumer debt. So the lower your DSR percentage is, the better your chances are at getting home loan approvals.
An average of 40% DSR is what majority financial institutions would accept, some up to 60% and some as high as 30% for Malaysia home loans. Factors affecting DSR percentage includes credit repayment track record and favourability of the collateral. Among the ways to improve chances of getting a Malaysia home loan approved are: (more…)
The New Fiscal Wise Website
Monday, December 22nd, 2008
Welcome to the New Fiscal Wise’s Website. Our new look and feel is designed to further assist you, our visitors and customers better.
Our Financial tools and calculators are now redesigned and provides better response to your needs. We’ll be adding more useful tools very soon.
We’ve also added this blog to further inform you of the latest in financial news and advices and how to benefit from it. It is our task to get the best option/choice to improve your financial fortress.
Addition to that, we’ve also introduced “Live Consultation (Start Chat)” in our website relaunch. Our consultants are ready to chat with you live with regards to your financial or home loan needs. Whether it is about refinancing or getting a home loan for a new house, we’re ready to answer your questions. Best of all, it is FREE. Try it today.
Look out for more exciting New Features we will be adding to our website.
All in all, our achievements are your satisfaction.